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At the City of Farmers Branch, we are
committed to providing a competitive benefits package to
complement our strong compensation program.
The following summary provides an overview of the types of
benefits offered to our employees.
More details are available from the Human Resources
Department upon employment.
| ELIGIBILITY |
As a full-time
employee, you are eligible for many benefits on your first
day of employment. There
is no waiting period for health benefits, holiday pay,
deferred compensation, flexible spending accounts or the
retirement plan. |
| COST
TO
YOU |
The City subsidizes a large portion of
medical insurance costs and provides basic insurances at no
cost to you such as life insurance, accidental death and
dismemberment insurance, and long-term disability insurance. |
| CHOICE |
The City offers a
cafeteria style benefit program where annually, you
are provided a dollar amount per month to spend on the
benefits you want. This
gives you the choice of spending your benefit dollars on
those programs that best meet your needs.
Any remaining dollars go into the medical flexible
spending account for you to use on out-of-pocket medical
expenses. |
| TYPES OF HEALTH
BENEFITS YOU MAY CHOOSE |
| MEDICAL |
A consumer-driven
medical insurance program through United
Health Care's Choice Plus Network that includes four
medical plan choices: two Choice Plus Preferred
Provider Organization (PPO) plans and two Health Savings
Account (HSA) plans.
These plans give you maximum choice.
You may use the Choice Plus Network providers to maintain
cost-effectiveness and maximize benefits;
OR, you may see the doctor of your choice and pay an annual deductible and
co-insurance.
The Health Savings
Account medical plans are traditional, high-deductible
health plans that allow you to set aside pre-taxed dollars
into a Health Savings Account on a monthly basis to fund
your health expenses both now and in the future. If
you elect one of these plans, the City will contribute up to
$500 pro-rated over the course of a year into your Health
Savings Account. And, if you decide to add dependents
on your medical plan, the City will match your contribution
to a maximum of $250 - $500 into your Health Savings Account
depending on the number of dependents covered under the
medical insurance plan. The
Health Savings Accounts are built to secure funding for
health expenses both now and in the future. The
account becomes your own, personal savings account which
means that the money deposited into the account is solely
yours to use and keep regardless of your employment status
at the City of Farmers Branch. |
| DENTAL |
Three
programs to choose from through Guardian:
Network Access Plan (PPO), Value Plan (PPO), and DHMO.
Network Access Plan allows you to utilize in- or out-of-network benefits,
including a traditional indemnity dental plan where
you go to any dentist, pay a $50 deductible and
co-insurance. Value Plan is similar to the
Network Access Plan, but gives you more "value"
in-network paying a higher amount toward in-network dental
expenses. Whereas, DHMO requires you
to go to your primary care dentist from the network, obtain
referrals to specialists, and pay a specified co-pay for
dental services.
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| VISION
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Superior
Vision provides a comprehensive vision plan for
employees with in- and out-of-network options. In-network
providers require a $10 co-pay for an annual vision exam and
$10 materials co-pay covers up to $100 for glasses and hardware, plus a
10%-30%
discount on frames, or pays up to $120 for contact lenses
annually. Out-of-network benefits allow
reimbursement up to $42 for an eye exam, $84 for lenses and
$48 for frames or $100 for contact lenses annually.
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| CORE
BENEFITS |
As a
full-time employee, you are automatically enrolled in the
City-paid Long Term Disability (60% of base annual
salary), Accidental Death and
Dismemberment Insurance and Life Insurance at 1 times your
annual salary (minimum, $30,000). |
| ADDITIONAL
COVERAGE |
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You
also have the opportunity to purchase supplemental Life Insurance and
Accidental Death and Dismemberment coverage for you and your family.
This is at reasonable group rates.
You may contribute to a medical or dependent day care
flexible spending account to help pay for out-of-pocket
medical and day care expenses with pre-tax dollars.
Supplemental insurance options provided by AFLAC are also available for Sickness,
Intensive Care, Hospitalization, Cancer, Short-term
Disability, etc. |
| OTHER BENEFITS
AVAILABLE TO YOU |
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There are many other
benefits available to you as a City employee.
These include:
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Tuition
Reimbursement |
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Deferred
Compensation Plan (Plan 457) |
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Retirement Health
Savings Plan |
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Wellness Program |
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8 Paid holidays a
year |
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12 days sick leave
per year |
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12 days vacation
per year (increases with longevity) |
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Longevity pay |
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Credit Union |
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Direct Deposit |
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Texas Municipal
Retirement System (2:1 Match) |
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Employee
Assistance Program |
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Professional
Training and Development Programs |
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Jury and Military
Leave |
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Click
Here to View Employee Insurance Benefit
Videos
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